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Debt consolidation

Combine your current loans into a single monthly payment suited to your budget.

€15,000
€1,000€250,000
Estimated monthly payment €271.53
Fixed borrowing rate
3.30%
Fixed APR
3.35%
Total cost
€1,292.13
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Debt consolidation

Debt consolidation

What does this financing involve?

Debt consolidation means combining several current loans, and possibly certain debts, into a single financing. You then have only one monthly payment and one contact.

A lower monthly payment is usually obtained by extending the repayment term, which may increase the total cost of the loan. The total cost is always shown to you before you commit.

For which projects?

  • Combine consumer loans
  • Reduce your monthly payments
  • Simplify your budget management
  • Finance a new project at the same time

Key points

  • Amount from €1,000 à €250,000
  • Term from 12 months à 120 months
  • Fixed rate: constant monthly payment
  • APR and total cost disclosed before you commit

Your application in five steps

  1. QuoteEstimate your monthly payment in seconds, with no commitment.
  2. Online applicationComplete the form in five steps. Your client area is created automatically.
  3. Signed form and supporting documentsDownload your form, sign it and send it back with your supporting documents from your client area.
  4. Assessment of your applicationYour application is assessed on the basis of the information provided and the applicable conditions.
  5. Decision and contractIf approved, you receive a detailed offer before signing anything.

Frequently asked questions

Your questions answered

How does a financing application work?

You get a quote, then complete the online form in five steps. Your client area is created automatically: you download your application form there, sign it and send it back to us with your supporting documents. Your application is then assessed and you are kept informed at every step.

Does the quote commit me?

No. The quote is free, indicative and without commitment. It is neither an offer nor an agreement to finance.

How long does it take to get an answer?

The time depends on how complete your application is. The assessment starts as soon as we receive your signed form and all your supporting documents. You follow the progress in real time from your client area.

Does sending my application mean it is approved?

No. Receipt of an application does not mean it is approved. Each application is assessed according to the information provided, your situation and the applicable conditions.

Ready to estimate your project?

A free, indicative quote with no commitment. You stay in control at every step.

Warning: borrowing money costs money. Check that you can afford the repayments before committing.